Buying domestic helper insurance is as easy as purchasing commodities in a grocery. It will come in different packages offering different policies. Based on everything you like and the thing you need, all you have to accomplish is choose.
With all the current emerging insurance companies, it is vital to know what to look for in maid insurance. You need to carefully consider not only the packaging, but more so the content of the policies they will have and the credibility of the company in implementing the insurance .
A major criterion to consider in buying domestic domestic helper job hong kong helper protection may be the insurance company’s credibility. Big companies will surpass their customer’s expectations compared with newbies in the business. Check just how long the insurance companies have been around in the business, and how they’re coping with their clients. Along service and the forms of clientele are strong guarantees of a company’s credibility.
In addition to the credibility foundation of an insurance company, it is vital to scrutinize the plans. Insurance firms have different plans to match the maid’s needs. A basic plan normally includes compensation and hospitalization in case of accidents, but there are more details to be aware of.
Some policies cover just the medical insurance of the maid, although some are the dental insurance. There are policies which cover all types of accidents, oftentimes called full protection, and there are some which clearly indicates exclusions from the plan coverage. Other details like repatriation expense, service allowance insurance, etc. in favor of the domestic helper change from one insurance policy to some other.
Domestic helper insurance also protects not only the maid but additionally the employer. The employer may also claim insurance from loss in case of theft and fraud. And some insurance firms even offer protection from unauthorized usage of International Direct Dialing system. The employer may also opt to be protected in case his domestic helper suffers from some illnesses or accidents.
Before investing in a maid insurance, it is necessary to weigh which policy is cheap and appropriate. The cost of buying the policy ought to be beneficial to the best interest of both the maid and the employer. It will provide a worry free relationship between both parties especially during unfortunate events.
Lastly, the conditions and terms of buying a domestic helper insurance ought to be read carefully. Every detail of the agreement must be understood by all parties.